Privacy Policy

The short version

Every number you enter — loan amount, income, interest rate — is processed entirely in your own browser. None of it is sent to us, stored on a server, or shared with anyone. There are no accounts and no tracking cookies.

What we don't collect

• No account or registration is required, so we hold no login credentials or profile data.
• No loan amounts, income figures, or other calculator inputs are transmitted to us or stored server-side.
• No analytics or usage tracking is currently active on the site.
• No cookies are set by this site for tracking or advertising purposes.

What's stored locally, on your device

The site uses your browser's localStorage only to remember your theme preference (light/dark/ system). That's the only thing saved between visits, it never leaves your device, and it can be cleared at any time by clearing your browser's site data for this domain.

Shareable links

Pressing "Copy link to this result" encodes your calculator inputs (loan amount, rate, term, and similar figures) into the URL itself so it can be shared or bookmarked. That URL is generated and copied entirely in your browser — we don't see it or store it unless you choose to send it to us.

Hosting infrastructure

This site is hosted on Cloudflare's network. Like any web host, Cloudflare's infrastructure processes standard connection-level information (such as IP address and request metadata) as part of delivering the site and protecting it from abuse — this happens at the network level, independent of anything built into the site itself, and is governed by Cloudflare's own privacy policy.

Advertising

This site currently carries no advertising and no ad-related data is collected.

Changes to this policy

If what this site collects or how it's hosted changes, this page will be updated and the effective date above will change accordingly.

Questions

See the Contact Us page.